Welcome back users. Are you searching for a loan lending platform? Do you want to get instant funds? Do not take stress, this article will help you. In this article, we will mention the names of best personal loan app. Moreover, we will also mention the features of these apps. We will also tell you the benefits of the platforms. Whether you need a personal loan, or a loan for your business, these top 10 apps will help you. Additionally, the applications make the funding assistance easy for you. Moreover, we know that you might have some doubts. So let us discuss all the things. However, if you guys wish to add/ask something, you can tell us in the comments.

So without wasting any more time, let us talk about best apps for personal loan.

About Best Personal Loan App

Loan apps are to help people who are looking for funds. Moreover, they make the loan process simple and easy. Since, we know that banks and other financial institutions take so much time to process the loans. However, these personal loan apps save your time and energy. Therefore, you can easily avoid lengthy and time consuming procedures. Moreover, these apps charge lower ROI than banks. However, it is very important to choose the right app as it involves money. Take an expert’s guidance to avoid any kind of risk. Furthermore , there are some things which are required to get the loans. We will discuss everything in this blog. Since, these apps are so beneficial, we have come up with this blog to spread awareness about it. So let us move on to the application names.

Best Personal Loan Apps

Here are the names of top 10 personal loan lending platforms –

1. Early Salary

It is a digital loan platform. Early Salary offers personal loans. The minimum and maximum limit of these loans are ₹5000 – ₹2L. Moreover, this app is famous because it provides quick and easy process. Furthermore, the loan terms of this app are flexible. Additionally, it also provides transparent pricing policy.

Interest rate – 10.99% to 29.99%

Key Features

  • The application process is easy and quick. Therefore, it saves time and energy.
  • The app provides transparent pricing
  • It demands no pre-payment charge.
  • The terms for loan are flexible.

Requirement – It requires proper verification of documents (KYC). The minimum salary for getting the loan should be ₹15,000.

2. PaySense

This platform provides loan from ₹5000 to ₹5L. Moreover, it is famous for its credit scoring system. Additionally, it provides customer satisfaction.

Interest Rate – 14.99% to 35.99%

Key Features

  • Pricing is transparent
  • Customer Satisfaction
  • Creative credit scoring system
  • Repayment options are flexible

Requirement – it requires verification of documents and minimum salary of ₹10,000.

3. KreditBee

This digital platform provides loan from ₹1000 to ₹2L. Furthermore, it is famous for its quick approval system.

Interest Rate – 14.99% to 36%

Key Features

  • Easy to use
  • Quick approval system

Requirement – verification of KYC documents and minimum salary of ₹7,500

4. Dhani Loans

This app lends loans from ₹5000 to ₹15L. Moreover, it is famous for its competitive rates of interest. Additionally, it has wide range of options.

Interest Rate – 13.99% to 34.99%

Key Features

  • Various loan options
  • Quick approval
  • Transparent pricing

Requirement – Minimum salary requirement for Dhani Loans is ₹10,000. KYC documents are required.

5. MoneyTap

This digital platform offers minimum loan from ₹3000 to maximum ₹5L. Moreover, it offers different payment options. Additionally, it also provides loans to young professionals.

Interest rate – 11.99% to 29.99%

Key Features

  • Various Repayment options
  • It is easy to use
  • Provides loans to young people
  • Transparent pricing

Requirements – documents (KYC) for verification and min. salary of ₹25,000.

6. Slice

It provides loan from ₹5000 to ₹2L. Moreover, it is an easy to use application.

Interest Rate – 16% to 36%

Key Features

  • Easy to use
  • Quick approval
  • Various loan options

Requirements – Minimum salary of ₹10,000 is important. Moreover, it requires documents (KYC) for verification.

7. LendingKart

On this platform, the amount of loan ranges from ₹10,000 to ₹10L. Furthermore, it also provides loans to small businesses. Additionally, LendingKart is famous for its strong process of credit assessment.

Interest Rate – 14.99% to 35.99%

Key Features

  • Provides loans to small businesses
  • Strong credit evaluation process

Requirement – verification of KYC documents. Additionally, minimum turnover of ₹10L. Moreover, it also requires business documents for verification.

8. Capital Float

Personal loans range from ₹50000 to ₹2crores. Moreover, long term loan options are available. Additionally, it provides loans to well-established businesses.

Interest Rate – 14.99% to 35.99%

Key Features

  • Long-term loans
  • Loans to large businesses

Requirement – business turnover must be of ₹20L. Verification of KYC documents. Additionally, businesses documents are also required.

9. ZestMoney

Loan amount ranges from ₹10000 to ₹3L.

Interest rate – 14% to 36% p.a

Key Features

  • Simple process
  • Provides loan to young borrowers.
  • Quick approval

Requirement – minimum salary should be ₹10000. Moreover, Zestmoney requires KYC documents to verify.

10. Fullerton India

It is not a banking company. The loan amount ranges from ₹10000 to ₹5L.

Interest Rate – 14.99% to 25.99%

Key Features

  • Various loan options
  • Approach is customer- centred
  • Quick approval

Requirement – Minimum salary amount should be ₹12,000. Moreover, it requires to verify KYC documents.

Best Personal Loan App
Best Personal Loan App


In this article, we have mentioned best personal loan app. These top 10 apps and their features provide convenience to people. Moreover, the mobile apps make the loan process easy and quick. We will be back with another blog. Thank you.


Users are solely responsible for their use of such apps. It might cause financial risk. We are not responsible for any kind of risk involved.